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Profile photo of a State Farm Agent named: Sal Cerda

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State Farm® Insurance Agent

Sal Cerda

Sal Cerda Ins and Fin Svcs Inc

1625 Sweetwater Road Suite F
National City, CA 91950-7647

Behind Tire Choice and Super Sergio's

Profile photo of a State Farm Agent named: Sal Cerda

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


1625 Sweetwater Road Suite F
National City, CA 91950-7647


English, Spanish

I became a State Farm agent in early 2019, and I’m happy to be here assisting the people of National City, CA and the surrounding areas—including San Diego, Chula Vista, North County, Capital City, Imperial County and Inland Empire County. We are also proud to announce our expansion to Arizona and Oregon. We can help anyone in Phoenix, Tucson, Scottsdale, Tempe, Yuma, Eugene, Portland, Salem and all surrounding areas. My agency welcomes customers from all walks of life, and serves speakers of both English and Spanish. We handle homeowners insurance and renters insurance, auto insurance, life insurance, business insurance and more.

My team of dedicated professionals and I enjoy meeting new people and learning all we can about their needs. We love making personal connections with our customers, because it’s our way to make sure people get the personalized attention they deserve. We do this work because we enjoy finding ways to help people on a personal level. I remember as a boy being visited by missionaries who would bring food to our area and do whatever they could to help people live better lives. To this day, I’m inspired by their selflessness and their drive to serve people, and I try to bring that same spirit to everything I do.

I lived in San Diego before moving to National City to open my agency. I’m married, and I’m the proud father of a 3-year-old boy. I love spending time with my family every chance I get, and that includes our beloved family dogs. I also enjoy finding ways to give back to our beautiful community—whether that means volunteering, or helping run toy drives, or bringing pizza and other food to our brave first responders. Service to the community is a true calling, and I’m always proud to answer that call.

My team and I share a passion for helping our friends and neighbors prepare for both the expected and the unexpected—and when the unexpected happens, we’re here to help you recover quickly. We’re always ready to help with your home, renters, auto, life or business insurance, or other needs. Please call for a free quote.

Pet appreciation month is around the corner, where are all those proud FURParents? give us a call to get a quote

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Our mission is to provide remarkable service to our communities inside and outside our office. Support our communities by creating meaningful relationships with those around us and to fulfill our customers insurance and financial needs. We will accomplish this by educating ourselves and our customers on State Farm's products and services. We will be there to help life go right !

Our team is eager to Educate, Empower and Elevate you with insurance knowledge.


Teresa Melecio

I pride myself on my clear communication skills and as a caring person. I will always have a smile on my face. I’m passionate about my work because I love helping others and I am motivated to meet the needs of each individual. I have been in the insurance industry for over 15 years and licensed in Auto, Homeowners, Life, and Health Insurance. I enjoy working in Sal Cerda’s office because of the personal attention given to each and every customer. Outside of work, I am married and blessed with 6 kids, all of which are grown up. Our reunions are a celebration each time, I enjoy every minute of my time with them.

Reb Howcroft State Farm Agent Team Member

Reb Howcroft

Account Manager

I have been a State Farm Agent Team Member since Oct 2021. Born and raised in San Diego. I am a wife & mother we also have 3 fur babies. In my free time I like to read, cook and spend time with my family. I love being part of a team that truly cares about the community and look forward to helping as many neighbors as possible.
Zenaida Monge State Farm Agent Team Member

Zenaida Monge

Account Manager

Agent Team Member since 2022. I was born in San Diego, raised in Tijuana. I speak English and Spanish and I love helping people and like making them feel welcomed. My hobbies include Folklorico dancing, going to the gym and reading. I like to spend my free time at the beach with my pug Tony and like to try new coffee shops.
Daniela Quezada Rodriguez State Farm Agent Team Member

Daniela Quezada Rodriguez

Hello, my name is Daniela. I was born in Guadalajara and raised in Tijuana and speak English and Spanish. I love to spend my free time singing, writing and recording my own songs. I also love cats and have 3 named Cebolla, Roberto and Nieves, they are such a cute fluffy family.