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Sal Cerda

Sal Cerda Ins and Fin Svcs Inc

1625 Sweetwater Road Suite F
National City, CA 91950-7647

Behind Tire Choice and Super Sergio's

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I became a State Farm agent in early 2019, and I’m happy to be here assisting the people of National City, CA and the surrounding areas—including San Diego, Chula Vista, Capital City, Imperial County and Inland Empire County. My agency welcomes customers from all walks of life, and serves speakers of both English and Spanish. We handle homeowners insurance and renters insurance, auto insurance, life insurance, business insurance and more.

My team of dedicated professionals and I enjoy meeting new people and learning all we can about their needs. We love making personal connections with our customers, because it’s our way to make sure people get the personalized attention they deserve. We do this work because we enjoy finding ways to help people on a personal level. I remember as a boy being visited by missionaries who would bring food to our area and do whatever they could to help people live better lives. To this day, I’m inspired by their selflessness and their drive to serve people, and I try to bring that same spirit to everything I do.  

I lived in San Diego before moving to National City to open my agency. I’m married, and I’m the proud father of a brand-new baby boy. I love spending time with my family every chance I get, and that includes our beloved family dogs. I also enjoy finding ways to give back to our beautiful community—whether that means volunteering, or helping run toy drives, or bringing pizza and other food to our brave first responders. Service to the community is a true calling, and I’m always proud to answer that call.  

My team and I share a passion for helping our friends and neighbors prepare for both the expected and the unexpected—and when the unexpected happens, we’re here to help you recover quickly. We’re always ready to help with your home, renters, auto, life or business insurance, or other needs. Please call for a free quote.       

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans

Office Hours

9am - 5pm
Call us 24 hours a day!
1625 Sweetwater Road Suite F
National City, CA 91950-7647
Map & Directions


English, Spanish
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Our mission is to provide remarkable service to our communities inside and outside our office. Support our communities by creating meaningful relationships with those around us and to fulfill our customers insurance and financial needs. We will accomplish this by educating ourselves and our customers on State Farm's products and services. We will be there to help life go right !


Teresa Melecio

Reb Howcroft State Farm Agent Team Member

Reb Howcroft

Account Manager

I have been a State Farm Agent Team Member since Oct 2021. Born and raised in San Diego. I am a wife & mother we also have 3 fur babies. In my free time I like to read, cook and spend time with my family. I love being part of a team that truly cares about the community and look forward to helping as many neighbors as possible.

Zenaida Monge

Account Manager

Agent Team Member since 2022. I was born in San Diego, raised in Tijuana. I speak English and Spanish and I love helping people and like making them feel welcomed. My hobbies include Folklorico dancing, going to the gym and reading. I like to spend my free time at the beach with my pug Tony and like to try new coffee shops.